Effective Date:

Company Name: McDaniel Agency, LLC

Website: https://mymcdanielagency.com

State of Operation: Georgia

1. Licensing Disclosure

McDaniel Agency, LLC is a licensed insurance agency in the State of Georgia. All insurance services are provided through properly licensed agents. No services are offered in any jurisdiction where the agency or its agents are not properly licensed.
https://oci.georgia.gov/agents-agency-licensing

2. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, you should not use this website.

3. No Offer or Binding Coverage

This website is for informational purposes only and does not constitute an offer to sell insurance, a binder of coverage, or modification of any policy. Coverage is only effective when approved by a carrier and payment is received.

4. Quotes and Estimates

Quotes are estimates only and subject to underwriting. They are not binding until issued by a carrier.

5. Advertising Compliance

All content complies with Georgia insurance advertising laws.
https://www.law.cornell.edu/regulations/georgia/Ga-Comp-R-Regs-R-120-2-11-.07

6. Disclosure of Insurer Relationship

Policies are underwritten by third-party carriers. McDaniel Agency, LLC is not the insurer.

7. Privacy and Data Use

Information is collected only as necessary and not disclosed without authorization except as permitted by law.
https://law.justia.com/codes/georgia/title-33/chapter-39/section-33-39-14/

8. Electronic Communications Consent

By submitting information, you consent to electronic communications.
https://law.justia.com/codes/georgia/title-33/chapter-24/article-1/section-33-24-14/

9. Consent to Contact (TCPA Compliance)

You consent to calls, texts, and emails including automated systems. Consent is not required to purchase. Message/data rates may apply. You may opt out anytime by replying STOP.

10. Do Not Call Policy

To opt out, contact jmcdaniel@chambersbayins.com or 770-633-9328.

11. User Responsibilities

You agree to provide accurate information.

12. No Professional Advice

Information is general and not legal or financial advice.

13. Limitation of Liability

McDaniel Agency, LLC is not liable for damages from website use or reliance on information.

14. No Warranty

Website is provided as is without warranties.

15. Third-Party Services

We are not responsible for third-party actions.

16. Claims and Coverage Disclaimer

Claims are handled solely by carriers.

17. Indemnification

You agree to indemnify the agency from claims arising from misuse.

18. Employee Communications

Employees consent to work-related communications.

19. Accessibility

We strive for accessibility.

20. Changes to Terms

Terms may be updated at any time.

21. Governing Law

These terms are governed by Georgia law.

22. Contact Information

Email: jmcdaniel@chambersbayins.com
Phone: 770-633-9328

IMPORTANT IMPLEMENTATION NOTE FOR WEB DEVELOPER

Required Form Disclaimer:
By clicking “Submit,” you agree to be contacted by McDaniel Agency, LLC via call, text, and email, including through automated systems. Consent is not required to purchase. Message and data rates may apply.